Send USD & RMB globally using Naira, USDT, or USDC
Convert NGN or stablecoins to USD or RMB at transparent rates and send directly to bank accounts worldwide — fast, secure, and compliant.
$4,850.00
To US bank account · Bank transfer
¥35,000.00
To China bank account · Bank transfer
Fees shown upfront — all conversions are subject to compliance review.
How ZenderFX works
Three steps to move money across borders — transparent, compliant, and trackable end to end.
Deposit funds
Fund your wallet with a Nigerian bank transfer in Naira, or send USDT or USDC to company wallets on TRC20, ERC20, or Solana and submit your transaction hash for confirmation.
Convert at your rate
Turn NGN or stablecoins into USD or RMB at a live or fixed rate, with the fee shown upfront and the rate locked once your conversion starts.
Send USD or RMB globally
Choose USD or RMB, then withdraw USD to bank accounts worldwide or via Zelle, or RMB to banks in China, Alipay, or WeChat Pay. Attach an invoice when it's required for compliance and track the payout from your dashboard.
Supported currencies & assets
Everything you need to move value between Naira, stablecoins, US dollars, and Chinese yuan — in one wallet.
Naira
NGNFund your wallet by bank transfer to the company account, with proof submitted right from your dashboard.
US Dollar
USDWithdraw to bank accounts worldwide — with account number or IBAN plus routing or SWIFT — or send via Zelle.
Chinese Yuan
RMBNewConvert Naira, USDT, or USDC to RMB and withdraw to a bank account in China, Alipay, or WeChat Pay.
Tether
USDTDeposit USDT on TRC20, ERC20, or Solana and convert to USD or RMB at transparent rates, with your transaction hash as proof.
USD Coin
USDCDeposit USDC on the same networks and convert it to USD or RMB alongside USDT, with a receipt for every conversion.
Transparent conversion rates
Current rates for every supported pair — USD and RMB — with fees shown upfront. The rate is locked once you start a conversion.
Transparent pricing
The fee is shown upfront before you convert — no hidden spreads and no surprise deductions when your payout lands.
Live & fixed rates
Follow the market with live rates, or convert at fixed rates set by our team — locked once your transaction starts.
Invoice verification
Attach invoices for regulated payments and get a receipt for every deposit, conversion, and withdrawal.
Engineered for high-volume businesses and global professionals
Compliance, security, and transparency built into every step of the payment flow.
Transparent pricing
No hidden exchange margins or surprise deductions. The fee is shown upfront and the rate is locked during your conversion.
Fast settlement
Deposits, conversions, and payouts are processed by our operations team, with real-time status tracking from your dashboard.
Global bank payouts
Send USD to bank accounts worldwide — the US, UK, Canada, Europe, and beyond — or via Zelle for US recipients. Send RMB to banks in China, Alipay, or WeChat Pay.
Invoice-supported transfers
Attach commercial invoices to withdrawals when compliance requires it, keeping a clean paper trail for auditors and regulators.
Secure wallet system
Multi-currency wallets for NGN, USDT, USDC, USD, and RMB, protected by email OTP two-factor login, session auto-logout, and login notifications.
Dedicated human support
Real people, not robots. Our team reviews every transaction and is on hand whenever you need help.
Secure and compliant by design
KYC, KYB, and AML controls operate across every account and transaction.
KYC & KYB verification
Business details, CAC documents, and director information are reviewed before accounts can transact.
AML controls
Anti-money-laundering checks applied to accounts, deposits, and withdrawals.
Transaction monitoring
Deposits and withdrawals are reviewed by our compliance team before funds move.
Invoice review
Supporting invoices for regulated payments are collected at withdrawal and reviewed by our team.
Built for real-world settlement
From factory invoices in Guangzhou to software vendors in San Francisco — ZenderFX moves your funds cleanly.
Freelancers & remote contractors
Convert project earnings between NGN and USD. Pay for software subscriptions and subcontractors without card decline limits.
Importers & exporters
Pay overseas manufacturers and logistics vendors — including suppliers in China, paid in RMB — without sourcing FX from informal markets, with compliant, invoice-backed documentation.
International supplier payments
Consolidate procurement payouts and move treasury from Naira or stablecoins straight into USD or RMB for your suppliers.
Crypto holders & Web3 teams
Convert USDT or USDC into USD or RMB and withdraw to verified bank accounts — without P2P counterparty risk or account freezes.
Frequently asked questions
Everything you need to know about processing, compliance checks, and pricing.
How long does a USD or RMB transfer take?
Can I withdraw in RMB?
Are rates fixed or live?
Is invoice upload mandatory?
Which countries can I send to?
What does it cost?
Move money across borders with confidence
Join Nigerian businesses, exporters, and professionals who use ZenderFX for compliant global USD and RMB payouts.